Overstock Gift Card Discount
Overstock Gift Card Discount - You may be using an unsupported or outdated browser. For the best experience, please use the latest version of Chrome, Firefox, Safari or Microsoft Edge to view this website. The Overstock™ Mastercard®* is your standard credit card, but with a twist. You can use this card at other stores and earn rewards for every purchase you make.
Source: ejgiftcards.com
Overstock Gift Card Discount
However, rewards are only redeemed as points that can be used for future Overstock purchases. If you're a frequent shopper, the Overstock™ Mastercard®* can help you maximize rewards and reduce the cost of overstocking. The Overstock™ Mastercard®* is a rewards card issued by Citibank to Overstock.com customers.
Overstock is an online retailer based in Midvale, Utah that sells furniture, rugs, home decor, outdoor and patio furniture, lighting and more. The Overstock™ Mastercard®* card has no annual fee, and cardholders receive free Club O memberships valued at up to $20 per year. Club O is Overstock's rewards club that offers members benefits such as free returns, a price match guarantee, and up to 5% cash back.
With this card, you get 5% points on Overstock purchases, 3% points on clothing and department stores, 2% points on gas purchases, and 1% points on all other purchases. The Overstock™ Mastercard®* gives you the latest points that you can use as a Club O member to purchase products on Overstock.com at a discount or for free, depending on how many points you've accumulated.
Earning Rewards
This card has a variable 31.49% on purchases and transfers. Transfer fee of $10 or 5% of each transfer amount, whichever is greater. Overstock™ Mastercard®* offers rewards in the form of points earned by being a member of Club O. Instead of cash back, you earn points with every eligible purchase.
Source: mumsmoney.com
You can redeem these points for cash when you shop at Overstock.com. When you shop with your card at Overstock.com, you get great rewards, 5 points for every dollar you spend. You can use your card at other stores for clothes, gas stations or other purchases to earn rewards.
There's no limit to how much you can earn, but you only earn points for eligible purchases. The eligible purchase price excludes the cost of returns, discounts, sales tax and other promotions from the total purchase price. Earnings from Overstock purchases will appear in your account once the purchased item is shipped.
Overall, the rewards offered on this card are good for those who shop frequently and want to save money on Overstock.com. Club O Reward Points can only be redeemed as Reward Dollars for future Overstock purchases. Each point is worth 1 cent, so 1,000 points are worth $10 in futures prices.
Redeeming Rewards
Points will not be automatically redeemed if you shop at an eligible Overstock. At checkout, you must select whether you want to apply rewards to your purchase. Overstock allows you to choose the amount of rewards you want to spend on your purchase. To figure out the potential rewards with the Overstock™ Mastercard®*, we need to consider how much a US household would spend on a credit card each year.
Forbes uses data from various government agencies to determine average income and spending in different categories. 70 percent of households earn $116,000 a year, and Forbes Advisor estimates that household has $36,177 in credit card expenses. Overstock primarily sells furniture and home furnishings, and Americans spend an average of $10,504 a year on furniture, office supplies, clothing, groceries and gas.
Source: cdn.shopify.com
The Overstock Mastercard has different rewards depending on the spending category, but if you were to use your card in those categories, you could earn a total of 32,073 reward points which is about $320.73. In addition, you will still get 1% back on all other purchases to increase your chances of winnings.
That means you'll get an extra $256.73, for a total of $577.46. Cardholders can get a 0% APR promotion after making a purchase with select Overstock Mastercards. You get six months on orders of $199 or more, 12 months on orders of $499 or more, 18 months on orders of $1,499 or more, and 24 months on orders of $1,999 or more.
Redeeming Rewards
For purchases greater than $1,299, you get 9.99% APR for 36 months. This low APR lasts for 48 months on purchases of $1,699 or more, and 60 months on purchases of $1,999 or more. If your payment is not paid by the end of the promotional period, we will charge interest to your account from the date of purchase.
The Amazon Prime Rewards Visa Signature Card* is another option for rewards cards from online retailers. With this card, you get 5% cash back at Amazon.com and Whole Foods Market with eligible members, 2% cash back at restaurants, gas stations and drug stores, and 1% on all other purchases.
Earn 10% or more in bonus rewards on categories and products sold on Amazon.com, but you must be an Amazon Prime member. This card also doesn't offer the 3% cash back on in-store and clothing purchases made by the Overstock Mastercard. However, you will still earn money from restaurants, gas stations and other purchases.
Source: cdn11.bigcommerce.com
With a qualified Prime member, you get 5% cash back at Amazon.com and Whole Foods Market, 2% back at restaurants, gas stations and drug stores, and 1% on all other purchases. Earn 10% or more in bonus rewards on rotating categories and products sold on Amazon.com.
Rewards Potential
You can redeem your Amazon cash back by spending it on Amazon or Chase.com purchases toward cash back, gift cards, or travel. The Wells Fargo Active Cash® Card has no annual fee and offers 2% cash back on purchases. This card also has a welcome bonus for additional cash back rewards and 0% introductory APR for 15 months from account opening upon purchase and transfer of eligible funds, then
19.74%, 24.74% or 29.74% different APRs apply. Balance transfers made within 120 days are subject to an introductory fee and a 3% fee, then a maximum fee of 5%, but a minimum of $5. You can redeem rewards in your Wells Fargo account as credit, gift cards, or cash at a Wells Fargo ATM.
Another redemption option is to pay in installments via PayPal. If you already have a Wells Fargo bank account and are looking for a general cash back card that allows you to earn rewards without purchase restrictions, the Wells Fargo Active Cash Card is a great option.
The American Express Blue Cash Preferred® Card (terms and conditions apply. See rates and fees) earns 6% cash back on up to $6,000 in purchases at U.S. stores. per year (then 1%) and 6% of revenue at select U.S. supermarkets. - national reservations, 3% cash back at US gas stations and transportation (including taxi/car sharing, parking, tolls, trains, buses and more) and 1% cash back on purchases
buy gift cards discounted, overstock my account, who sells overstock gift cards, overstock card balance, overstock gift cards for sale, overstock gift card balance, unwanted gift cards for sale, buy overstock gift card