$100 Target Gift Card
Target Gift Card - Indeed, that is the key point. But sometimes you get a gift card that you don't really want or can't use. Maybe you don't eat at that restaurant. Maybe there is no store nearby. Maybe the card doesn't have enough value and you want to use your money to buy something else.
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$100 Target Gift Card
If you can't return it, you will throw the card in the drawer or put it in your wallet and hope to find a way to use it one day. But will you? According to Anduro Marketing, about 6 percent of all gift cards are never used.
According to the Paytronix Annual Gift Card Sales Report 2019, if you haven't used the card in 180 days, you probably won't. Why not sell the card instead of losing money? You may not get full value for it, but it's better than losing or forgetting to use the card.
This is a 100 percent loss. "I like to see people use their gift cards, return them and get the full value, but if you can't do that, I like to have a backup plan - sell it," says Shelley Hunter, Gift Card Girlfriend at GiftCards.
Where To Sell Your Unwanted Gift Cards
com. The market has strengthened significantly in the past year. Most gift card sites now focus on selling cards at low prices or buying them in bulk. The two biggest websites that still accept unsolicited gift cards from other people are Raisa and Cardpool, and they have different business models.
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Cardpool buys cards directly from customers. Upgrade allows you to list the cards you want to sell on the market. Launched in 2009, Cardpool buys physical and electronic gift cards from over 250 major retailers, including clothing and department stores, movie theaters, jewelry and electronics stores, restaurants, pet and automotive stores, and supermarkets.
Our payments are based on product recognition and what we can sell once we buy it," said Cardpool CEO David Jones. "For the most popular cards like iTunes, Walmart and Target, we were paying 92 percent of the total, but less popular cards would be 20 to 30 percent off."
The method is simple and fast. Just enter the type, card code and amount. Once this information is verified, Cardpool will make an offer to you. In most cases, you will not need to send a physical card. There are two ways to pay: Amazon eGift card or check in the mail.
Fraud Alert
If you choose an Amazon e-gift card, you will get 6 percent more. For example, we went to Cardpool to get cash for a quick sale of a $100 Nordstrom gift card. Cardpool donated $70 via check and $74.20 via Amazon eGift card. In the next few months, the company plans to offer several other payment methods, such as Venmo, PayPal, and Western Union.
Cardpool CEO Jones noted that the company received some bad reviews last year. He said the website now has new management. "For anyone who has had a bad experience, I want them to know that the customer service issues have been resolved," Jones told NBC News BETTER.
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Raise is a marketplace for selling gift cards. It hosts the names of thousands of major brands for free. You can set the price. When the card is sold, Raise collects the money from the customer, takes a 15 percent commission, and transfers the portion by check, PayPal Funds or ACH direct deposit.
Since Raise acts as an intermediary in the transaction, neither the seller nor the buyer has to worry about fraud. "We have three million customers, so we can handle traffic very quickly and move cards very quickly," said CEO Jay Klauminzer. How much discount do you have to offer to sell that card?
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Lifting can help you with this. "We have hundreds of thousands of cards written, so we have enough data over time that we can really tell a person what they will need to sell," Klauminzer explained. For popular cards like Costco, Target or Walmart, you can offer a very small discount of 1 to 2 percent and it will sell, Klauminzer told NBC News BETTER.
When I entered the information for a $100 Costco gift card, Lift said I should enter the $98.65, only 1.4 percent off. On the other hand, the site offered to sell me a $100 Storables gift card for $89, or 11 percent off. If you want your card to sell within an hour, you may want to be aggressive with your discount.
If you are not in a hurry, try to find the best value. If the card is not sold, you can adjust your price at any time. Tip: Compare your earnings from Cardpool versus selling on the open market with Raise. We ran the numbers for a $100 Target gift card.
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Cardpool will pay $70 ($74.20 if we choose an Amazon gift card). Raise offered to sell the card on their market for $98. After taking 15% of the money, if the card had been sold for that price, we would have still made more - $83.36.
Options For Checking A Target Gift Card Balance
There are many gift card scams, so it is important to visit a reputable gift card exchange that has been around for a while and offers a money back guarantee. Otherwise, it may burn. “Try to sell it on something like Facebook Marketplace or Craigslist, and there's no protection there.
It's easy to be fooled," said DealNews reporter Julie Ramhold. Remember: a thief can trick you into giving him the number on the card, even if you have a piece of plastic in your hand. Want more ideas like this? NBC News BEST is committed to finding ways to live easier, healthier and smarter.
Sign up to our newsletter and follow us on Facebook, Twitter and Instagram. Herb Weisbaum contributes to NBC News and writes about consumer affairs. He can be found on Facebook, Twitter or The ConsumerMan website. Target Gift Cards are for use in Target stores and on Target.com only.
Target Gift Cards cannot be used to purchase prepaid or specialty gift cards. If someone claims you owe them Target Gift Cards, please report it at ftccomplaintassistant.gov. Most of the offers that appear on this site are from advertisers who have been paid to be listed on this website.
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