Yellow Gift Cards
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Yellow Gift Cards
Check out our pick for the best free annual credit card of 2023. The suitability of gift cards as holiday gifts is a topic of great debate. Should you gift one to your spouse? Unless they specifically ask for it. And nieces and nephews? Gift cards are usually the winner.
If a gift card is on your list this year, consider buying it from Costco. Department stores offer a variety of gift cards -- physical cards in store or digital cards online -- often at big discounts. (So at least it's a smart personal financial decision, even if it's not the best gift decision!) In some cases, you usually buy 3 gift cards and get at least one free. You can save $10 or more on multiple card packs.
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Here are some of the best deals we've found. You can purchase gift cards directly from Costco in your area. These activities are like normal gift cards and can be used wherever they are accepted. You can even find better deals in stock than Costco advertises online.
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If you buy your gift card from Costco.com, in most cases you are actually buying a digital gift card. A physical card will not be sent to you. Instead, a gift card code will be emailed to you. The rules for direct use of e-gift cards vary by brand.
For example, most restaurants will require you to print a gift card (you don't need the entire email, but you do need a section with a gift card number) and provide the printout to the server. Pay for your meals. Purchasing an e-gift card from Costco.com is limited to 5 per order.
Please note that Costco only accepts Visa credit cards. Some credit cards will reward gift card purchases, but others won't be worth it, so it may be worth checking your card policies before making a purchase. Another thing to note is that gift cards are generally exempt from sales tax.
This is because consumers will pay sales tax when they pay for a gift card. The tax on the sale of the card itself will increase with double taxation. So what you see is what you will have to pay. There are a number of gift cards on Costco.com that require a subscription to view the allowable prices for self-purchase.
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However, some gift card offers here can be purchased even if you're not a Costco member. In some cases it may still be worth it. For example, a $500 Southwest Airlines Gift Card for $449.99 comes out to $472.49 with a 5% bonus. It still puts it below the face value of the gift card, so it's worth having.
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Of course, if you can find the same gift card with a better deal on a discount program or other savings website, then you're on your way. If you're using the wrong credit or debit card, it can cost you a lot of money. Our experts love this excellent pick, which offers 0% APR guidance through 2024, a silly 5% refund rate, and all for free every year.
In fact, this card is so good that our experts even use it themselves. Click here to read our full review for free and apply in just 2 minutes. Brittney began her writing career in the world of science, putting her physics degree to good use. Her career in finance began with building her own credit, but soon evolved into Imagine Bordering on a Credit Card and travel awards.
For the past 7 years she has enjoyed sharing her expertise with readers and the opportunity to interview companies and individuals who have influenced our financial lives. She strongly believes that most problems can be solved with proper research and good spreadsheets, and she specializes in translating complex financial topics into practical advice to educate and empower readers.
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