Victoria Secret Gift Card Discount
Victoria Secret Gift Card Discount - You may be using an unsupported or outdated browser. For the best experience, please use the latest version of Chrome, Firefox, Safari or Microsoft Edge to view this website. The Victoria's Secret Credit Card* allows you to earn between 5% and 22.5% cash, which will save you big on your next store purchase.
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Victoria Secret Gift Card Discount
However, the use of the card is usually limited. Since this is a store card, it can only be used at Victoria's Secret and PINK outlets. And bonuses are not flexible. Can only be used on Victoria's Secret products. This means it's not great for day-to-day spending, but if you shop at Victoria's Secret regularly, it could be a worthwhile addition to your wallet.
The card offers a $25 off first purchase with a Victoria's Secret credit card with no annual fee. Two versions of the Victoria's Secret Credit Card are available, the Victoria's Secret Credit Card and the Pink Credit Card, which have different designs but offer the same perks.
Both cards offer 5% rewards for every dollar spent at Victoria's Secret and PINK stores in the US, plus free shipping on online orders of at least $50. While the reward rates offered by the Victoria's Secret Card are likely to be higher than those offered by the standard cashback card, please be aware that you can only use these rewards at Victoria's Secret stores.
Earning Rewards
The credit card has no annual fee, but has a variable annual interest rate of 29.49% on purchases. Make sure you pay the bill in full so you don't have to pay interest on your underwear purchases. With this card, you will receive $25 off your first purchase with a Victoria's Secret credit card.
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After the first purchase, the bonus structure for Basic and Silver status is as follows: For Gold status earned by spending at least $500 during a calendar year, the rewards are as follows: Every 2,000 points equals a $10 bonus. In other words, each point is worth 0.5 cents.
So if you redeem 10 points for every dollar, that's like getting 5% back on Victoria's Secret purchases. Shopping for bras earns a whopping 15% cashback on the Basic and Silver tiers, and another 22.5% on the Gold tier. The potential rewards earned with a Victoria's Secret credit card depend on how often you visit the store and how much you spend each time you shop.
For this example, let's say you shop at Victoria's Secret or PINK once every three months and spend $100 each time, half of which is spent on bras. So your total annual spending at Victoria's Secret stores is $400. Spending $400 a year will make you a Silver Card member, and spending above will earn you $10 from your regular purchases and $30 from purchases, for a total of $40 in cash redeemable at a Victoria's Secret store over the next 12 months.
Redeeming Rewards
Assuming you pay your bill on time and earn no interest, these rewards are free. Victoria's Secret credit card holders also receive certain benefits when shopping at Victoria's Secret or PINK stores. If you go to Victoria's Secret stores religiously - every Sunday, for example - and spend a decent amount of money on perfume, panties, and nightwear, you may qualify for additional benefits.
Silver Card members or those who spend at least $250 per year to participate in the program (from February 1 to January 31) receive the following benefits: Gold Card members or those who spend at least $500 per year to participate in program receive additional benefits.
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for example: The Victoria's Secret* credit card also has a Mastercard version that offers even more rewards. You can use Mastercard wherever Mastercard is accepted, not just in Victoria's Secret stores. With a Victoria's Secret Mastercard®* Credit Card, you'll earn Reward Points in the following spending categories: In addition, you'll earn an additional $30 in cash after you spend $500 outside of Victoria's Secret within the first 90 days of opening an account.
Approval of the Mastercard version of the Victoria's Secret card depends on your creditworthiness, so not everyone can be approved right away. The Amazon Rewards Visa Signature Card* is another store card with a $0 annual fee, but unlike the Victoria's Secret Card, the Amazon Rewards Visa Signature Card offers cash back that can be used anywhere.
Rewards Potential
Although the Visa Signature* Amazon Rewards Card does not have an annual fee, it does require a Prime membership, which costs $139 per year, to use 5% on Amazon and Whole Foods purchases. Without a Prime subscription, the card returns 3% in these two categories.
Prime members receive 10% cashback on select recurring Amazon purchases. And as mentioned, the reward structure offers more flexibility than the Victoria's Secret card. You can use Amazon Rewards for Amazon purchases through the Website as a cashback credit statement or for gift cards. This card is a Visa Signature card, which means it provides standard Visa Signature benefits such as no foreign transaction fees, purchase protection, a range of travel benefits, and concierge services.
The Citi® Double Cash Card is an annual $0 cashback card and the rewards are very easy to understand. She earns 2% cashback on all purchases - 1% when purchases are made and another 1% when they are paid. This is the perfect card for those who want to be rewarded with every purchase, and for those who prefer not to have their rewards tied to a specific store.
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The Citi Double Cash Card is a Mastercard that can be used at all stores that accept Mastercard. Unfortunately, the card includes a 3% foreign transaction fee, so it is not the best option for shopping abroad. Rewards earned with the Citi Double Cash Card can be used as a credit statement, direct deposit or check and are not tied to a specific store.
Victoria’s Secret Credit Card* Vs. Victoria’s Secret Mastercard® Credit Card*
The Victoria's Secret Credit Card offers great rewards for those who do a lot of shopping in the store, but the limited use of the rewards means the card is not suitable for everyday use. However, if you're a regular VS customer and you combine it with a more generic cashback card, the Victoria's Secret card can make your lingerie drawer bigger.
Anya is a freelance writer and adventure writer based in Salt Lake City. I have written extensively about travel rewards for Fodor's, FlyerTalk, FrugalTravelGuy, 10xTravel and Reward Expert. She firmly believes that no one should pay full price for travel, which is why her goal is to travel the world taking advantage of credit cards and helping others do the same.
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