Combine Vanilla Gift Card Balance
Combine Vanilla Gift Card Balance - Disclaimer: This site contains affiliate links for which we receive compensation (such as Amazon). But they do not affect the opinions and recommendations of the authors. Wise Bread is an award-winning independent consumer publication founded in 2006. Our financial columns have been reprinted in MSN, Yahoo Finance, US News, Business Insider, Money Magazine and Time Magazine.
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Combine Vanilla Gift Card Balance
Like many news outlets, our publication is supported by advertising revenue from companies whose products appear on our site. This input can affect where and in what order products appear. However, revenue considerations do not affect the objectivity of our content. Although our team spends thousands of hours on research, we cannot cover every product on the market.
For example, Wise Bread partners with brands including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi, Discover and Amazon. Disclaimer: This site contains affiliate links for which we receive compensation (such as Amazon). But they do not affect the opinions and recommendations of the authors.
Wise Bread is an award-winning independent consumer publication founded in 2006. Our financial columns have been reprinted in MSN, Yahoo Finance, US News, Business Insider, Money Magazine and Time Magazine. Like many news outlets, our publication is supported by advertising revenue from companies whose products appear on our site.
Know What Your Balances Are
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airline or hotel chain. Please visit our Advertiser Disclosure to view our partners and for more details. Disclaimer: This site contains affiliate links for which we receive compensation (such as Amazon). But they do not affect the opinions and recommendations of the authors. Wise Bread is an award-winning independent consumer publication founded in 2006.
Our financial columns have been reprinted in MSN, Yahoo Finance, US News, Business Insider, Money Magazine and Time Magazine. Like many news outlets, our publication is supported by advertising revenue from companies whose products appear on our site. This input can affect where and in what order products appear.
Know What Your Balances Are
However, revenue considerations do not affect the objectivity of our content. Although our team spends thousands of hours on research, we cannot cover every product on the market. For example, Wise Bread partners with brands including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi, Discover and Amazon.
I have at least 5 prepaid debit or gift cards stored at any given time when I look in my wallet. While I don't mind using store gift cards (like Walmart or Amazon), I can't rid my life of those pesky little balances that make shopping inconvenient and a little embarrassing.
Source: topmobilebanks.com
With some research and a lot of trial and error, I found some ways to get my money out of these well-intentioned assets - every last penny. First, I won't bore you with tips on using store or retail cards. I'm sure you can figure out how to use the last $2 on your Starbucks card (if you haven't found it, go into a Starbucks. They'll apply the remaining balance to your next purchase. Or you can just reload it
) Although the strategy for using the remaining balances is similar, it is not always so clear. Let's face it, it's unlikely you'll take out a Visa with a $2.23 balance and buy something in the store — especially since it can cost the retailer between $1.00 and $2.50 to process.
Make Note Of Your Balances
This seems obvious, but there are times when I might have a card or two floating around at the bottom of my wallet that I don't know how much is left on them. While I prefer to use the web address printed on the back of each card to find the balance, some will only let you call an 800 number. Another thing to note is that you may be required to register that
card to check your balance online. The benefit of doing this is that your balance is stored online, and if the card is lost, you can at least make online purchases with it - or maybe replace it. The downside is that you may not want to keep the card forever (see tips below) and you don't want to register a card that someone else might try to register in the future.
Again, a simple idea: Some of the new gift cards have a small box on the back of the card that allows you to write down the amount left after each purchase. Others don't give you anything, so I suggest wrapping a sticky note with the balance written on it.
Source: creditcardslogin.net
The next time you wait to check out, you can easily determine which card will have the closest balance to your purchase amount. I don't shop at any big box stores - ever. It's not that we don't like them; I just found them geographically too far or out of my comfort zone.
Analyze Your Spending Habits
Because of this, I have become very familiar with the stores I use the most and how they use prepaid gift cards. For example, Walgreens has no problem allowing you to pay for purchases with multiple payment methods. It's a great way to "backup" my local Walgreens store balances with little interruption to my shopping routine.
If I'm using the Walgreens Register Rewards deal and want to buy a few packs of diapers, I can ask the cashier to apply $2.36 of my purchase to a gift card, then pay the rest with my credit card or regular cash my Easy peasy.
Other stores are really big on this too. (Just like which credit cards each store takes.) While researching ways to dispose of my gift cards, I came across many offers to turn them into Amazon gift cards. As an avid Amazon shopper, this idea really appealed to me.
While the smallest gift card you can get is $5, you don't have to buy in increments – so you can buy a gift card that costs exactly $5.36 and have it shipped the same day. You can then apply the gift card directly to your Amazon account balance, giving you an extra $5.36 in spending power the next time you shop.
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