Chooseyourcard.com Gift Card
Chooseyourcard.com Gift Card - Have you ever received a voicemail or text message from an IRS agent warning you that you owe taxes and the only way to pay them is to send the agency an electronic gift card? Or the state troopers might call and tell you that you owe hundreds of dollars for speeding tickets and the only way to get them off your account is to pay your fines by calling an Amazon gift card number.
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Chooseyourcard.com Gift Card
If you receive these calls, emails, or texts, ignore them. They are an example of gift card fraud, where criminals can trick victims into sending them gift cards online or reading the number on the back of a gift card over the phone. Fortunately, identifying and preventing gift card fraud is not that difficult.
Here's a look at the most common gift card scams and what steps you can take to avoid falling for them. The thieves behind this scam rely on high-pressure tactics to scare people into handing over gift cards. The Federal Trade Commission says scammers call, text or email victims and tell them they're in financial trouble.
Victims may claim they have failed to pay their taxes, are behind on their mortgage payments, owe hundreds of dollars on speeding tickets, or are behind on their utility bills. Scammers threaten to take these victims' homes, send them to jail, or cut off their electricity if they don't pay.
How Gift Card Scams Work
Scammers then ask victims to buy a gift card and send them an electronic version of the card or give them the gift card number and PIN. Once they have this information, they use the gift card to buy whatever they want, and the victims get what they spent on it.
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Scammers can try to scam you by phone, text or email using these seven common gift card scams. Here's how to spot and avoid scammers. One of the most common gift card scams involves a criminal calling, texting, or emailing you saying they're dealing with the IRS.
This scam says you owe back taxes and the IRS will arrest you if you don't pay now. The criminal claims to pay taxes with a gift card. After you buy a gift card—the scammer usually asks for gift cards from a specific retailer—you call the criminal and read your gift card number and PIN.
The scammer then uses this information to purchase online products and gift cards that you purchase. Is the gift here? First, the IRS will never call, text, or email you about unpaid taxes. The IRS always sends a letter with a phone number to call. Second, the IRS will never threaten to send you to jail for back taxes.
How Gift Card Scams Work
Finally, the IRS will never ask you to pay your taxes with a gift card. Gift card fraudsters often turn to bots—software applications that perform online automated tasks—to siphon off unsuspecting consumers' gift card balances. Fraudsters can use a bot called GiftGhostBot to hijack retailers' online gift card balance checking systems.
The bot will search for gift cards that have been activated in this system. Once found by the bot, criminals use the gift card number to make purchases themselves or sell the gift card information on the dark web. When you use your card, you will find that the balance is empty and the gift card is useless.
Is there a way to avoid this scam? Use gift cards as soon as you receive them to reduce the chance of bots finding your card information. Sometimes the store cashier is in on the scam. Let's say you bought a gift card at a store.
The cashier can activate this gift card, but instead of giving it back to you, they'll exchange the card for a non-activated card. The cashier will then keep the activated card and give you a non-working card. The cashier can then use the activated card you purchased to make purchases.
7 Common Types Of Gift Card Scams
The best way to avoid this scam? Pay attention to the cashiers when they check you out. Make sure the gift card is delivered to you after the card is activated. Another popular gift card scam? Armed with a magnetic stripe reader, which often reads the numbers stored on the magnetic stripe on the gift cards, thieves pick up a handful of gift cards from stores like Walmart or Target.
A thief scans gift cards with a reader, storing dozens of card numbers. Then the scammer put the gift cards back on the screen and left. The fraudster will then call the customer service number on those cards and enter the copied gift card numbers.
This tells the fraudster that someone has purchased and activated a gift card and how much balance is left on the card. The fraudster can then use the gift card number to make online purchases, which can drain the balance on the card you purchased.
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Want to avoid this scam? Do not purchase gift cards from public displays in retail stores. You may be tempted to buy gift cards from online auction sites. don't do it Scammers often sell unactivated gift cards on these sites. You pay for the cards - thinking you're getting a bargain because you're paying less than the card's face value - only to find out the gift card doesn't work.
7 Common Types Of Gift Card Scams
Other scammers lie about the value of gift cards they sell online. They may claim that the gift card is worth $50. You pay for the card, pick it up, and find that it only has $5 on it. Avoiding this scam is simple: never buy gift cards from an online auction site.
If you want to buy gift cards online, buy them directly from the merchant that offers them. You may receive a call, email, or text message from a scammer claiming to be participating in a sweepstakes or contest. This scam says you've won a trip, a new car, or a cash prize.
To claim your reward, you must first pay for your purchase or claim with a gift card. The scammer asks you to buy a specific gift card, call back and read the card number and PIN over the phone. This is definitely another scam. No legitimate sweepstakes, contest or business will require you to pay to claim your winnings.
And you will never win a prize in a contest or sweepstakes that you are not the first to enter. You can be sure that you will pay your monthly utility bills on time. But one day someone claiming to be your utility company calls and says you owe money.
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