B&H Photo Gift Card
B&H Photo Gift Card - Update: Some of the offers listed below are no longer available View current offers here. Unless you live in Alaska, Delaware, Montana, New Hampshire or Oregon, you're likely to pay additional sales tax on all your purchases. In some cases, this extra dollar amount can be quite large.
Source: static.bhphotovideo.com
B&H Photo Gift Card
For example, Illinois - where I live - has a state tax rate of 6.25%. The opportunity to avoid paying this state tax is a tempting proposition, and when the TPG editorial team shared information about a new tax-free credit card offer from B&H, I was intrigued.
B&H is primarily known for selling photo and video equipment, but they also sell many other electronics. I'm a musician and the retailer of choice for recording gear and microphones means I could save a ton of money on my music-related purchases if I decide to open the new B&H Payboo credit card.
Pebu? Not the best name, but it still seemed like a great offer. "You pay the taxes," the website reads, "and we'll refund you right away." I decided to do some research. Sure enough, the calculator on the website told me I was entitled to a 6.25% savings on products shipped to my Chicago zip code.
The Benefits Don't Apply To A Big Portion Of The Population
That is a substantial return. But is it really worth it? If you're buying a Sony HDW650F HDCAM camcorder, the answer might be yes. This device is priced at $47,819. For me, that would result in an additional tax bill of $2,900. However, let's consider this card for more average customers with an average budget.
Source: static.bhphotovideo.com
I dug into the details and found that the answer to most of you is probably no. The marketing role of this card sounds like it will appeal to everyone, but the asterisk is very important. Here's the fine print -- in regular font for easy reading -- at the bottom of the page: Tax-equivalent loyalty rewards offer not valid in Alabama, District of Columbia, Idaho, Indiana, Iowa, Nebraska, North Dakota, Vermont, West Virginia and Wyoming.
If you ship to these countries, enter your shipping zip code here to check available Payboo Card savings. The Tax-Equivalent Loyalty Rewards offer is not available for orders shipped to countries where B&H does not use state and/or local sales or sales taxes (Alaska, Arizona, Arkansas, Delaware, Florida, Georgia, Kansas, Louisiana, Massachusetts, Montana, Missouri, New Hampshire
New Mexico, Ohio, Oregon, Pennsylvania, Puerto Rico, Rhode Island, Tennessee, Texas and Virginia as of May 1, 2019). Well, there are a lot of places on this list. If you call one of these places home, the card is instantly damaged for you If you're buying small amounts of electronics, consider an option like the Bank of America Cash Rewards Credit Card.
The Interest Rate Is Insanely High
You can set online shopping as a category to get 3% cashback. Although this amount is limited to $2,500 per quarter, you can still earn an additional 1% on all your other purchases. I know many TPG readers adhere to the most important rule of rewards credit cards: Never carry a balance, so you never pay interest.
Funding fees can quickly wipe out rewards. However, it's no secret that many credit card holders pay interest. In fact, Federal Reserve data puts America's collective credit card debt at more than $1 trillion. The Payboo card is set to push that image even further with one more piece of fine print: As of this writing, the average credit card interest rate is 17.72%.
Source: static.bhphotovideo.com
For consumers who might take a while to pay off expensive purchases like this Sony camcorder, it's much wiser to find a credit card with an introductory offer of 0% APR to avoid criminally high interest rates. One of the main advantages that B&H relies on is the absence of annual fees.
Well, the card also lacks any early opportunity to collect additional rewards. It's important to note that buying video or audio equipment can be a tidy sum - it's big enough to meet the spending limit for many more versatile cards. For example, $3,000 in the first 3 months of card membership will be enough to benefit from a 60,000-mile bonus promotion upon opening a Capital One Venture Rewards credit card.
There Is No Bonus Opportunity
Some attract attention. However, I hope they stop and spend more time doing the math to realize that there are probably better credit cards for their wallets. The credit card offers displayed on the Website are from credit card companies that ThePointsGuy.com receives compensation from
This compensation may affect how and where products appear on this site (including, for example, the order in which they appear). This website does not include all credit card companies or all available credit card offers. For more information, visit our advertising policy page. The opinions expressed herein are solely those of the author, not of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any such entity.
Photographers have flocked to B&H for all their photography needs for years, but there's more to the company than discounts on the latest DSLR cameras. This is your one stop shop for all electronic and tech stuff. Use this page to browse many deals on top-of-the-line electronics, including laptops and MacBooks, mobile phones or a PS5, and gaming accessories.
Source: www.bhphotovideo.com
Discover special offers on televisions, monitors and pro audio equipment for the best entertainment Get a B&H promo code to save money on your next purchase and keep checking back for more coupons and discount offers in the future. B&H doesn't usually offer coupons, but it does offer bonuses and instant rebates that offer instant discounts on cameras, pro audio gear, and other electronics.
Our Commitment To Transparency
If you have a B&H gift card or credit to redeem, you can enter the code under your payment details at checkout. B&H offers free shipping on most products and free express shipping on qualifying purchases over $49. Some items may not be eligible for free shipping, and see website for international shipping rates.
Note that international orders may incur additional taxes and customs fees upon arrival. B&H student discounts are offered to all university or college students and educators. The EDU Advantage program helps you save big on B&H audio equipment, cameras, phones and more. In addition to outstanding product discounts, students and teachers can also take advantage of free shipping.
If you're looking to stock up on camera gear, electronics, audio equipment and more, the B&H Black Friday sale is the time to shop. Check back in late November for up to 50% off during Black Friday, and stay tuned for even more savings in the B&H Cyber Monday sale.
Although B&H does not currently list military discounts on its website, there are plenty of other ways to save money online. Check this page regularly for updated special offers and holiday offers and take advantage of instant savings with B&H Discounts, which often offer bigger discounts than the average service discount.
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